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San Antonio Senior Insurance San Antonio Senior Insurance home Call
Independent Medicare agency · San Antonio, TX

Medicare in San Antonio, made simple to understand.

Compare Medicare Advantage, Medigap and Part D with the licensed agents at San Antonio Senior Insurance. We check your doctors against San Antonio hospital networks, run your prescriptions, and price your real annual cost before any plan gets recommended.

Call us: 726-237-3871 Get a free plan review
  • Licensed Texas insurance agents
  • Independent, not tied to one carrier
  • No cost for our help
A retired couple laughing together on the sofa at home in San Antonio

Have an agent call me

Takes under a minute.

Free

By submitting, you agree a licensed agent may call you about Medicare or final expense options. No obligation to enroll.

Licensed agents available Mon-Fri, 8:30am-5:30pm.

Independent, Texas-licensed agency. We compare the options from the Medicare carriers we represent and explain which ones fit your doctors, prescriptions and budget. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Reviewed by the licensed Texas agents at San Antonio Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 8:30am-5:30pm.

Medicare tools

Three tools that answer a real question

These are the questions that actually decide which plan fits, not which brochure looks best. Pick one and start.

Find your San Antonio Medicare enrollment window

Enter your date of birth and we'll map out your Initial Enrollment Period, the month to apply, and when coverage could start.

Coverage

What we help with in San Antonio, TX

We're independent, so no single carrier employs us. We put the options we can offer on the table, explain the trade-offs in plain language, and let the numbers decide.

An older woman talking with her doctor at a clinic desk
Part C

Medicare Advantage

All-in-one plans that bundle dental, vision and prescription extras, tied to a network. Before you sign anything, we check whether your primary care doctor and specialists are contracted with the plans we can offer in your San Antonio ZIP code.

  • Network checked against your own doctors
  • Out-of-pocket maximum included
Check Medicare Advantage Networks How Medicare Advantage works in San Antonio →

Medicare Supplement

  • No network restrictions
  • Rate history reviewed, not just year one
Medigap

Medicare Supplement

Predictable costs and the freedom to see any provider that accepts Medicare, including UT Health San Antonio and University Hospital specialists. We compare Plan G and Plan N pricing side by side so you see the real trade-off.

Compare Medigap Options Learn how Plan G and Plan N differ →
A smiling older man on a video call from his phone
Part D

Prescription Drug Plans

We run your exact medication list against the drug lists of the plans we represent and show the real annual cost, not the headline premium, including which nearby pharmacy prices lowest.

  • Annual cost, not monthly headline
  • Preferred pharmacy comparison
Review My Prescription Costs How Part D pricing actually works →

Already on Medicare?

  • Honest 'keep what you have' answers
  • Switch windows explained plainly
Second opinion

Already on Medicare?

A fresh look at what you already have. If your current plan is the best of what we can offer, we say so, leave it alone, and check it again next October instead of pushing a switch.

Review My Current Medicare Plan When you're allowed to switch plans →

Your first Medicare decision

  • Penalty-free timing mapped out
  • Employer coverage checked first
Turning 65

Your first Medicare decision

Your seven-month Initial Enrollment Period, your one guaranteed Medigap window, and what happens if you're still working past 65 for a San Antonio employer. Get the dates right once and you avoid a lifetime penalty.

Check My Enrollment Dates The turning-65 timeline for San Antonio →

Annual Enrollment runs Oct 15 to Dec 7

Networks, drug tiers and premiums shift every year across Bexar County. A free review shows whether your plan still fits.

See what to review

Turning 65 in the next six months?

Your Initial Enrollment Period opens three months before your birthday month. Miss it and Part B penalties can follow you for life.

Find my enrollment dates

Service area

Senior insurance help throughout San Antonio & Bexar County

Medicare networks are local, and San Antonio has a dense hospital market. A plan that covers a specialist in the Medical Center District can drop a doctor at Methodist Hospital or Baptist Medical Center the very next plan year. We check the networks of the plans we represent, including UT Health San Antonio and University Hospital, against your own provider list before anything is recommended.

We help residents across Southtown, Castle Hills, Olmos Park, Alamo Heights and the suburbs along Loop 1604 and I-35, from Leon Valley to Converse to Helotes, with Medicare Annual Enrollment (Oct 15 to Dec 7) every year. If you're retiring from a San Antonio-area employer, we also sort out how employer retiree coverage and COBRA timing line up with Medicare.

Downtown San Antonio skyline
Serving San Antonio and Bexar County.

Why choose us

Straight answers from a licensed local agency.

San Antonio Senior Insurance is an independent agency. You talk with a licensed agent, and you get the reasoning behind every recommendation.

  • A licensed agent, not a script

    You talk with a licensed Texas agent who knows Medicare, not a call center reading from a script.

  • Doctors checked before plans

    We check your providers and run your medication list against the plans we can offer before recommending anything. That's where San Antonio retirees most often get caught off guard.

  • Nothing costs you a dollar

    We're paid by the carriers we represent, not by you, and your premium is identical either way.

  • Local to San Antonio

    We know the San Antonio hospital systems, the networks that cover them, and the enrollment questions that come up here.

  • One readable page

    Your options land as a single side-by-side comparison with real annual numbers, not a stack of carrier brochures.

  • A yearly re-check

    Plans change every October. We re-run your numbers each fall and only suggest a move if the math actually says so.

Call us: 726-237-3871

The process

How a free plan review works

Four steps, no pressure, and a clear exit at any point.

Start step one

  1. A short conversation

    Call or send the short form. We ask about your doctors, medications, budget, and what didn't work with your last plan.

  2. A side-by-side comparison

    We price the plans we can offer in your San Antonio ZIP code and build a one-page comparison you can actually read.

  3. Enrollment done with you

    We complete the application together, on the phone or electronically, and confirm your start date.

  4. A yearly checkup

    Plans change every October. We re-run your numbers each fall and only suggest a move if the math says so.

Side by side

Why call us instead of 1-800-MEDICARE?

Both have a place, and they solve different problems. 1-800-MEDICARE and Medicare.gov can list every plan sold in your area. We work with a smaller set of carriers, and we put in the time checking your own doctors, medications and budget against each one.

Our agency

Working with San Antonio Senior Insurance

  • A licensed agent calls you back during business hours
  • Checks your actual doctors and prescriptions before suggesting a plan
  • Helps after enrollment too, including questions about claims and billing
  • Compares the carriers we represent for your specific ZIP code
  • Re-checks your plan each fall when benefits and costs change
Call us: 726-237-3871
Generic hotline

1-800-MEDICARE / Medicare.gov

  • A general help line staffed by rotating representatives
  • Gives general Medicare information and can look up plan details
  • You may talk to someone new every time you call
  • Can tell you about every plan sold in your area
  • Mostly phone-based, plus the Medicare.gov self-service tools

Best for a full list of every plan sold in your area, with no one assigned to check your own doctors and prescriptions against it.

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Free review · no obligation

Ready when you are.

Start with one call. If your current plan is already the best fit of what we can offer, we'll tell you that and leave it alone.

  • No fee. The carriers we represent pay us, not you
  • Licensed Texas insurance agents
  • Your doctors and prescriptions checked first
  • We'll tell you to keep your plan if it's already the best fit
726-237-3871

Mon-Fri, 8:30am-5:30pm · San Antonio, TX

Reviewed by the licensed Texas agents at San Antonio Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 8:30am-5:30pm.

Request a free Medicare review

Takes under a minute.

Free

By submitting, you agree a licensed agent may call you about Medicare or final expense options. No obligation to enroll.

FAQ

Medicare questions we hear in San Antonio

Still stuck? Call us at 726-237-3871.

When can I enroll in Medicare in San Antonio, TX?

Your Initial Enrollment Period covers the three months before your 65th birthday month, that month itself, and three months after. Annual Enrollment runs October 15 through December 7 every year. Special Enrollment Periods open after a move to San Antonio, a retirement, or the loss of employer coverage.

Does it cost anything to work with your agency?

No. San Antonio Senior Insurance gets paid by the insurance carriers we represent, and your monthly premium is exactly the same whether you sign up through us or straight from the carrier.

Medicare Advantage or a Medicare Supplement, which is better?

There is no single right answer for every San Antonio resident. It comes down to which doctors you see, how often you travel, what medications you take, and your monthly budget. We run the numbers on both, using the carriers we represent, before we say which one fits your situation.

Can you check whether my doctor is in network?

Yes, and in San Antonio this step matters more than most places. UT Health San Antonio, University Hospital, Methodist Hospital, and Baptist Medical Center all negotiate separate contracts with insurers. A Medicare Advantage network that covers a specialist in New Braunfels can drop a Methodist physician in Southtown the next plan year. We check your exact provider list, and your prescriptions, against the plans we can offer before anything is recommended.

How do appointments work?

Most reviews happen over the phone. Call us or send the short form, and a licensed agent will set a time that works for you during business hours, Monday through Friday.

Call Now Free Review